How to help market players to offer increased, innovative, immediate and risk-free financing paths?
What if all market players could offer their customers other means of consumption (BNPL, LOA, LLD, etc.) in a few seconds and less than three clicks on a smartphone?
This new generation financing path already exists , and thanks to the association of players such as Powens and Meelo, it is becoming accessible in particular to retailers and credit players, who initially do not have the technical means of a fintech. Totally secure, reliable and 100% efficient.
“ Powens is the Open Finance platform in Europe, we support 260 B2B clients, and serve a wide variety of use cases in banking, insurance, financial services, credit publishers, etc. We enable the final payer to share your financial data, thanks to Open Banking, in a secure manner, in strict compliance with the technical and regulatory framework of the second European Directive on Payment Services (PSD2)” – Nicolas Ribeaut, CCO Powerens.
How the Powens x Meelo alliance works
Powens is a regulated player, payment institution and meets the requirements of the European standard DSP2. European leader in Open Finance, Powens covers 11 countries in Europe and manages hundreds of millions of API requests per month to serve the main European banks, as well as the largest Fintech and software companies in the market.
Open Banking and Credit Analysis solutions , Powens is the ideal data provider. The partnership between Powens and Meelo responds to the main challenges of using Open Banking for merchant players.
The demand of market players:
- Provide an immediate response to their end customers by delivering a fluid and seamless process when requesting recurring financing.
- Reduced risk of fraud
- Benefit from a secure solution and a ready-to-use decision-making model to assess the solvency of their customers in a reliable and immediate way
- Being able to collect data whose authenticity is guaranteed from a large number of banking players and in support of a solid technical infrastructure
- Access the best of innovation , without having to invest in in-house technical skills.
The Meelo and Powens offers complement each other: Powens acts for Meelo in its capacity as a third-party aggregator to collect and provide banking data. Meelo uses this data for its customers.
“ The added value that Meelo brings to the subject of credit and financing is its ability to provide a decision model based on all the data collected by Powerens. » Nicolas Ribeault.
"Powens is the technical solidity of an experienced company, with which the relationship is very fluid and the opportunities for collaboration are numerous".
Benjamin Kasprzak, Lead data scientist, Meelo
Between Powens and Meelo, the collaboration is fluid and bears great promise for the future. Thanks to the APIs, the integration is very simple and fast. And the Powens and Meelo technical teams exchange very regularly to be very responsive to their common customers.
“ We benefit from Powerens’ very rich API documentation and the support of their technical leader for all our integrations. The implementation of solutions is therefore going very quickly ,” says Benjamin Kasprzak.
The Three Pillars of Power of the Powens x Meelo Alliance
- Innovation, together: to make the means of financing virtuous, transparent and understandable for all.
- The quality of the customer experience : immediacy, fluidity, and solutions focused on the end customer
- The ambition for success : to make the Powerens x Meelo approach a benchmark for instant financing
Do you find yourself in Powens x Meelo solutions? Here is what awaits you:
- All the power of Open Finance by Powens, and all the efficiency of data analysis by Meelo
- Great simplicity in the deployment of tools, thanks to APIs
- A single point of contact and regular exchanges with Meelo
And the creation, with you, of a perfect and risk-free customer journey, 100% adapted to your needs, thanks to the most complete and successful solution for combating fraud and the risk of non-payment on the market.
Ready to discover how Open Finance can change your business?
Contact Powens
