A surge in payment incidents
The economic crisis is more than ever weakening the financial situation of households and the financial health of businesses.
The challenge is clear: it is necessary to implement preventive solutions while maximizing business growth and the financial security of customers, individuals or businesses.
A complete solution to prevent non-payment
The detection of profiles at risk of non-payment must be done upstream to limit these risks.
Provided that the profiles with the best financial behavior are not excluded. Because if the norm is to study theoretical financial data such as payslips, employment contracts and bank accounts. The fact remains that certain profiles may find themselves excluded despite very virtuous financial behaviour.
And that's where our solution comes in, using artificial intelligence and scoring to link finer-grained behavioural data. This analysis will ultimately increase your transformation rates by moving forward with your customers in complete confidence.
Fraud is legally defined as deception or evasion of the law in order to obtain a benefit or consent that would not have been obtained if the rules of law had been followed.
There are many different types of fraud that companies fall victim to.
- Identity Fraud:
Identity theft is the process of obtaining another person's identity, namely personal information, with the intention of using it to commit fraud.
- Bank card fraud:
Bank card fraud is the use of bank card details without the authorisation of the cardholder for purchases or withdrawals.
It takes place in these cases :
- the card details have been used to make a purchase or withdrawal
- the cardholder is not the originator of the debit
Fraud can occur in a number of different situations: the card may be in your possession, stolen or lost.
- Document fraud:
This is a typology of fraud that refers to the falsification of documents.
Counterfeiting : Document forgery consists of reproducing an identity document.
– Falsification : This is an original document, to which one or more elements have been modified. The falsification of a document can concern its date of validity, the mentions of identity or even the photograph.
Fraud is a major issue for companies. The rise of dematerialised images and access to editing software has a huge impact on its growth.
Fraud is mainly related to the falsification of documents or identity fraud (known as identity theft). Forgery and use of false documents (identity documents, pay slips, tax notices, etc.). In doing so, it affects all types of organisations: retailers, e-commerce sites, banks and insurance companies, public bodies, etc.
Artificial intelligence and the rise of blockchain have opened up great opportunities to fight fraud.
Meelo offers solutions for authenticating documents.
Documents such as salary slips, invoices, etc. are anchored in the blockchain, which forms a library of digital footprints. These elements can be consulted in real time. Thanks to these technological advances, you can certify the authenticity of a document in a few seconds.
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