Capitole Finance-Tofinso specializes in rental financing for professionals and individuals. With recognized expertise in Furniture Leasing, Auto Leasing and Boat LOA, Capitole offers its customers tailor-made products that meet all their financing needs. Born from a desire to co-build sustainable solutions to combat fraud, the collaboration between Capitole and Meelo uses AI technologies while relying on Capitole's expertise in risk management.

Return fraud is a growing phenomenon.
According to the American National Retail Federation (NRF), it cost e-retailers around the world more than $25 billion in 2020 alone. It is estimated that, of the 10% of return requests, 6% are returns. fraudulent claims. Retailers are determined to make the fight against returns fraud a priority. Looking for reliable solutions that can be quickly implemented in their systems, they nevertheless want the user experience to remain fluid and pleasant for their customers. Philippe Gomes, head of partnerships and international, explains to us how the new Meelo functionality perfectly meets their expectations.

Financo, a subsidiary of the Crédit Mutuel Arkéa group, is a financial company specializing in consumer credit. A key player in financing in the automobile, motorcycle, leisure vehicle, housing and home equipment markets, Financo puts its expertise at the service of individuals and small businesses. Sharing common values ​​of sustainable and responsible growth, Financo has chosen Meelo as a partner in the fight against fraud and the risk of non-payments for its split payment service.

Jean-Yves Kaiser, risk director at Financo, details the challenges of his collaboration with Meelo.

“The solvency of buyers and the authenticity of supporting documents are key elements in automobile financing files. Maxence Pruvost, Head of Sales at Meelo, explains to us how our solution helps prevent fraud while considerably reducing file processing time. »

“Finovox is a French start-up specializing in the detection of false documents. The Finovox solution reduces the risk of document fraud by 6 by instantly analyzing and verifying the authenticity of any type of document, whether it is standardized or not. It is therefore quite natural that Meelo and Finovox have found effective synergies to combat fraud and the risk of non-payment.

Explanations through the cross interview with Marc de Beaucorps, CEO of Finovox and Maxence Pruvost, Head Of Sales at Meelo. »

“Powens and Meelo are very complementary on the European market: Powens provides financial data reliably and securely via a high quality API and Meelo provides solvency analysis and decision models to approve or not an application. financing, as well as a decrease in cases of fraud. All this in seconds. »