logo-meelo
logo-meelo

Fight against fraud and decision-making process: CRIF and Meelo announce a strategic partnership

CRIF Spa, the Multinational of Italian origin specializing in credit information, analysis tools and Open Banking is pleased to announce a Partnership with the Fintech MEELO based in Lille and specialized in solutions to combat Fraud and risks of non-payment.
Strategic partnership

OPTIMIZE THE DECISION-MAKING PROCESS 

MEELO CRIF STRATEGY ONE decision-making tool internally to further improve its response time and above all to adapt, fine-tune and customize the entire decision-making process by adapting rules, strategies and scores.

In addition to its own anti-fraud solutions , MEELO will also be able to offer the STRATEGY ONE solution in SAAS mode recently launched by CRIF and particularly suitable for specialized credit institutions and fintechs.

Finally, CRIF wishes to collaborate with MEELO in countries where it does not have its own Fraud solution, and to rely on MEELO's innovative offer and know-how.

 

CRIF - Enrico Lodi

“CRIF has long been a preferred partner of Fintech on 5 continents” adds Enrico Lodi MD CRIF. 

“We have found a dynamic and innovative ecosystem in France and are convinced that the collaboration with MEELO will make it possible to offer our clients an unrivaled experience in the areas of decision-making and the fight against Fraud. »

 

Laurent Kocinski , founder of MEELO:

“the fact that a company like CRIF established in more than 40 countries recognizes MEELO’s technology shows not only MEELO’s unique know-how but also its ability to form partnerships with leading players.”

 

Laurent Kocinski Meelo
Request a demo

LEARN MORE ABOUT CRIF 

CRIF Spa, the renowned Italian multinational, is emerging as a global leader in financial innovation, redefining the way businesses approach credit reporting and data analytics. With a presence in over 40 countries, CRIF excels in providing comprehensive solutions that propel organizations to new heights of success. As a pioneer of Open Banking, CRIF is shaping the financial future with a forward-thinking approach, catalyzing digital transformation. The company is strongly committed to helping businesses make informed credit decisions, drive sales growth, build customer loyalty and effectively manage risk.

CRIF stands out for its unrivaled expertise, offering cutting-edge analysis tools that fuel smarter decision-making. Its recent strategic partnership with Fintech MEELO underlines its continued commitment to combating fraud and perfecting decision-making processes. With a well-established reputation, CRIF embodies innovation, excellence and trust, raising the standards of the global financial industry. By embracing current challenges with passion and determination, CRIF positions itself as a catalyst for economic growth and financial progress on a global scale.

STRATEGY ONE 

CRIF Spa's StrategyOne solution is a real revolution in the field of digital decision-making. It is a comprehensive platform that propels organizations into the future by delivering unparalleled capabilities. StrategyOne helps you accurately identify ideal targets, improve customer loyalty, increase sales and margins, while effectively managing risks. Its exceptional flexibility allows careful adaptation of rules, strategies and scores, providing optimal customization of the decision-making process.

This innovative solution goes beyond expectations, enabling businesses to optimize their business and regulatory policies and procedures. By integrating StrategyOne, organizations can achieve new heights of operational efficiency and competitiveness, shaping a future where decision-making is agile, intelligent and growth-driven. With StrategyOne, CRIF Spa redefines industry standards, delivering an unrivaled decision-making experience.

Discover all our articles

Meelo IBAN verification to secure payments

IBAN verification: a necessity in the face of the rise in banking fraud 

The IBAN, or International Bank Account Number, has become a central element in financial transactions, particularly in the context of SEPA transfers. Its role: to precisely identify a bank account in the international network. However, this identifier, however structured, can become a gateway for fraud.
According to the annual report of the Observatory for the Security of Payment Methods (OSMP), published in September 2024, bank transfer fraud represented €312 million in 2023. Nearly half of this fraud (48%) is "fake IBAN scams," whether involving bank account substitutions during exchanges, manipulation of intermediaries, or even online diversions. The scope of vulnerabilities is vast.
In this context, securing payments inevitably requires the systematic verification of IBANs before their use. Manual verification, while possible, is often a source of errors, tedious, and ineffective on a large scale. This need for reliability and automation explains why IBAN verification is now an essential building block of a secure payment system.

Read more
Explanatory diagram of Mobile ID: identity verification solution, component of the Meelo identity confidence score

Mobile ID: Optimize identity verification with our new component

At Meelo, we pride ourselves on constantly innovating to offer you ever more powerful solutions. To meet the growing need for security and fluidity in user identification, we are pleased to introduce Mobile ID, a key component integrated into our Identity Trust Score for Individuals.
Mobile ID allows you to verify identity information more efficiently by relying on data provided by telephone operators. This new identity verification solution optimizes the accuracy of our scores and helps you better protect your business against fraud attempts.

Read more
FIDA, Open Finance

FIDA: supervising the open finance with confidence

The FIDA (Financial Data Access) regulation is a continuation of the DSP2 directive, by expanding the opening of financial data to new sectors. Where DSP2 mainly focused on banking data, FIDA aims to go further: insurance, savings, credit, investment ... so many areas concerned by this new European regulation.

Read more
Anti-fraud metric

The keys to understanding the metrics of meelo anti-fraud tools

Let us continue our Immersion behind the scenes of the Meelo solution with a focus on the evaluation metrics used in our tools to combat fraud. If the Gini index remains a historic and recognized standard in the banking sector, our engagement for ever more efficient and responsible detection pushes us to go further and to integrate the most relevant metrics on the market. It is in this perspective that we have chosen to adopt, in addition to the Gini, an even finer measure in its probabilistic reading: the Brier Score. Our goal? Offer you a precise reading of your predictions and increased confidence in your decision -making. Explanations!

Read more