FIDA: supervising the open finance with confidence

At Meelo, we have chosen to integrate strong values ​​of social responsibility at the heart of our economic model. By becoming a company labeled B Corp, we affirm our commitment to combining economic performance and positive impact on the company.

In this article, inspired by the Podcast Tocaté#9, discover how B Corp is a real engine to structure our societal commitment, strengthen financial inclusion and prevent impregnation.

At Meelo, we are proud to constantly innovate to offer you ever more efficient solutions. In order to meet the growing needs for security and fluidity in user identification, we are pleased to present Mobile ID, a key component integrated into our identity trust score for individuals.

Mobile ID lets you verify identity information more efficiently by relying on data provided by telephone carriers. This new solution optimizes the accuracy of our scores and helps you better protect your business against fraud attempts.

Open banking, made possible by the PSD2 directive, opens up new perspectives for businesses, in particular thanks to the notion of continuous access. From now on, financing, credit, BNPL (Buy Now Pay Later) companies as well as rental companies can maintain regular access to a customer's banking data over a period of 180 days, as provided for by the PSD2 directive of 2022. Although this extension to 180 days was included in the directive from 2022, its effective implementation, initially limited to 90 days, was only adopted by banks from spring/summer 2024. Meelo, anticipating this evolution, has positioned itself as a key player in the field, offering complete consent management, unrivaled categorization of transactions and an efficient solvency score to optimize customer journeys and prevent risks .

In this article, we'll explore the main reasons why integrating open banking continuous access into your customer journeys is a winning strategy, also discussing the unique benefits that Meelo can bring to this solution.