Open Banking, a constantly evolving concept, has profoundly changed the financial landscape in Europe. This movement was catalyzed by progressive regulations aimed at opening the doors of financial data to third parties, and it has brought significant advantages to many economic sectors. In this article, we will explore the ins and outs of Open Banking, its implications for the precision of solvency scores, as well as its practical applications in various fields.
In the business world, B2B fraud is an insidious scourge that threatens the financial stability and reputation of companies. From shell fraud to identity fraud, the challenges are numerous and complex. However, a rapid and effective response is necessary to ensure the sustainability of commercial activities. That's where Meelo comes in. With its innovative B2B fraud solution, Meelo offers a comprehensive, proactive approach to securing transactions and protecting businesses from financial risks. Let's discover together how Meelo can transform the way your business manages B2B fraud and ensures its growth.
Capitole Finance-Tofinso specializes in rental financing for professionals and individuals. With recognized expertise in Furniture Leasing, Auto Leasing and Boat LOA, Capitole offers its customers tailor-made products that meet all their financing needs. Born from a desire to co-build sustainable solutions to combat fraud, the collaboration between Capitole and Meelo uses AI technologies while relying on Capitole's expertise in risk management.
Return fraud is a growing phenomenon.
According to the American National Retail Federation (NRF), it cost e-retailers around the world more than $25 billion in 2020 alone. It is estimated that, of the 10% of return requests, 6% are returns. fraudulent claims. Retailers are determined to make the fight against returns fraud a priority. Looking for reliable solutions that can be quickly implemented in their systems, they nevertheless want the user experience to remain fluid and pleasant for their customers. Philippe Gomes, head of partnerships and international, explains to us how the new Meelo functionality perfectly meets their expectations.
Financo, a subsidiary of the Crédit Mutuel Arkéa group, is a financial company specializing in consumer credit. A key player in financing in the automobile, motorcycle, leisure vehicle, housing and home equipment markets, Financo puts its expertise at the service of individuals and small businesses. Sharing common values of sustainable and responsible growth, Financo has chosen Meelo as a partner in the fight against fraud and the risk of non-payments for its split payment service.
Jean-Yves Kaiser, risk director at Financo, details the challenges of his collaboration with Meelo.
Leasing scams and fraud in the automotive sector are major issues that Meelo tackles on a daily basis. "Buyer solvency and the authenticity of supporting documents are key elements in car financing applications. Maxence Pruvost, Head of Sales at Meelo, explains how our solution helps prevent fraud while significantly reducing application processing time."
“Finovox is a French start-up specializing in the detection of false documents. The Finovox solution reduces the risk of document fraud by 6 by instantly analyzing and verifying the authenticity of any type of document, whether it is standardized or not. It is therefore quite natural that Meelo and Finovox have found effective synergies to combat fraud and the risk of non-payment.
Explanations through the cross interview with Marc de Beaucorps, CEO of Finovox and Maxence Pruvost, Head Of Sales at Meelo. »
“Powens and Meelo are very complementary on the European market: Powens provides financial data reliably and securely via a high quality API and Meelo provides solvency analysis and decision models to approve or not an application. financing, as well as a decrease in cases of fraud. All this in seconds. »