
Let us continue our Immersion behind the scenes of the Meelo solution with a focus on the evaluation metrics used in our tools to combat fraud. If the Gini index remains a historic and recognized standard in the banking sector, our engagement for ever more efficient and responsible detection pushes us to go further and to integrate the most relevant metrics on the market. It is in this perspective that we have chosen to adopt, in addition to the Gini, an even finer measure in its probabilistic reading: the Brier Score. Our goal? Offer you a precise reading of your predictions and increased confidence in your decision -making. Explanations!
The retail sector crosses a major transformation, stimulated by the development of circular trade and the evolution of consumer expectations. Customers are looking for more and more flexibility and a more responsible approach to consumption, which pushes retailers to rethink their economic models. One of the major changes lies in the development of rental rather than sales. This model offers a direct response to growing demand for more sustainable consumption, and allows brands to capture new customer segments. But to make this mutation a success, retailers need efficient, flexible and secure tools.
An innovative SaaS B2B platform and thought for retail becomes a strategic lever to meet these challenges. It makes it possible to effectively structure the rental offers, while optimizing the management of inventory, omnichannel logistics and recurring payments. This is only possible thanks to the integration of advanced technology, including Meelo, a key player in optimizing the customer route via open banking and artificial intelligence.
Always more determined to fight fraud, Meelo strikes hard with a whole new functionality: detection of identical balance sheets. Thanks to this ultra innovative and efficient tool, it is now possible to identify in real time the usurpation of financial balance sheets. Often used to create ghost companies for fraudulent purposes, the copy of balance sheets represents an increasing part of financial scams, especially in the automotive financing sector. Faced with ever more organized fraudsters, the detection of identical balance sheets is a key lever to secure financial operations in B2B.
Each year, April 1 rings the end of the winter break, during which electricity and gas cuts are suspended. This is a delicate transition phase for energy market players. If the established truce protects the most vulnerable homes, the accumulation of unpaid arrangements can tension the relationship between energeticians and their customers. Between delicate recovery procedures and evaluation of the solvency of new customers, the challenges faced by energy suppliers are numerous. Find out how the Meelo solution accompanies them effectively to deal with them.
Energy suppliers operate in a regulated environment which forces them to provide energy supply to all households, including those in energy precariousness. This legal framework, although necessary, limits their capacities to manage the risks linked to unpaid. Aggraged by the periods of winter break which prevents any breach of contract between November 1 and March 31, this situation makes the proactive identification of customers at risk. The Meelo energy score is the perfect response to the challenges of energy. By optimizing financial risks, it helps to strengthen their economic stability while promoting a preventive and fair approach to consumers.
Our client, consultant specializing in the energy sector, agreed to return to the successful implementation of the Meelo solution in one of the major energy players in France.
Innovation has always been at the heart of the Meelo reactor. Our teams constantly postpone the limits of artificial intelligence and machine learning to offer ever more reliable and efficient fraud solutions. The integration of the catboost into our algorithms arsenal is perfect proof. This boosting model, among the most advanced on the market, allows us to provide fraud of unrivaled precision. Discover exclusively all the advantages of our secret boot.
Open Banking, a constantly evolving concept, has profoundly changed the financial landscape in Europe. This movement was catalyzed by progressive regulations aimed at opening the doors of financial data to third parties, and it has brought significant advantages to many economic sectors. In this article, we will explore the ins and outs of Open Banking, its implications for the precision of solvency scores, as well as its practical applications in various fields.
In the business world, B2B fraud is an insidious scourge that threatens the financial stability and reputation of companies. From shell fraud to identity fraud, the challenges are numerous and complex. However, a rapid and effective response is necessary to ensure the sustainability of commercial activities. That's where Meelo comes in. With its innovative B2B fraud solution, Meelo offers a comprehensive, proactive approach to securing transactions and protecting businesses from financial risks. Let's discover together how Meelo can transform the way your business manages B2B fraud and ensures its growth.
Discover how the power of data can be used to detect fraud during this webinar organized by Finance Innovation.
Open data is part of a trend considering that certain information is public and of general interest.
And this can raise a lot of questions. Starting with its compatibility with the requirements of the General Data Protection Regulation (GDPR).
A priori, the large volume of public data collected and the sanctions provided for by the GDPR are a priori totally opposed.
How is Open Data compatible with GDPR? What are the rules for keeping this data open to the public? What impacts and benefits in the fight against fraud?
Meelo gives you the ins and outs on this often misunderstood subject.