Anti-fraud
news and resources
End of the winter break: what challenges for energy suppliers?
Each year, April 1 rings the end of the winter break, during which electricity and gas cuts are suspended. This is a delicate transition phase for energy market players. If the established truce protects the most vulnerable homes, the accumulation of unpaid arrangements can tension the relationship between energeticians and their customers. Between delicate recovery procedures and evaluation of the solvency of new customers, the challenges faced by energy suppliers are numerous. Find out how the Meelo solution accompanies them effectively to deal with them.
Fight against unpaid energy in the Meelo score
Energy suppliers operate in a regulated environment which forces them to provide energy supply to all households, including those in energy precariousness. This legal framework, although necessary, limits their capacities to manage the risks linked to unpaid. Aggraged by the periods of winter break which prevents any breach of contract between November 1 and March 31, this situation makes the proactive identification of customers at risk. The Meelo energy score is the perfect response to the challenges of energy. By optimizing financial risks, it helps to strengthen their economic stability while promoting a preventive and fair approach to consumers.
Our client, consultant specializing in the energy sector, agreed to return to the successful implementation of the Meelo solution in one of the major energy players in France.
Catboost, Meelo's secret boot
Innovation has always been at the heart of the Meelo reactor. Our teams constantly postpone the limits of artificial intelligence and machine learning to offer ever more reliable and efficient fraud solutions. The integration of the catboost into our algorithms arsenal is perfect proof. This boosting model, among the most advanced on the market, allows us to provide fraud of unrivaled precision. Discover exclusively all the advantages of our secret boot.
Open banking uses
Open Banking, a constantly evolving concept, has profoundly changed the financial landscape in Europe. This movement was catalyzed by progressive regulations aimed at opening the doors of financial data to third parties, and it has brought significant advantages to many economic sectors. In this article, we will explore the ins and outs of Open Banking, its implications for the precision of solvency scores, as well as its practical applications in various fields.
B Corp as a lever for a sustainable societal impact
At Meelo, we have chosen to integrate strong values of social responsibility at the heart of our economic model. By becoming a company labeled B Corp, we affirm our commitment to combining economic performance and positive impact on the company.
In this article, inspired by the Podcast Tocaté#9, discover how B Corp is a real engine to structure our societal commitment, strengthen financial inclusion and prevent impregnation.
Mobile ID: Optimize identity verification with our new component
At Meelo, we are proud to constantly innovate to offer you ever more efficient solutions. In order to meet the growing needs for security and fluidity in user identification, we are pleased to present Mobile ID, a key component integrated into our identity trust score for individuals.
Mobile ID lets you verify identity information more efficiently by relying on data provided by telephone carriers. This new solution optimizes the accuracy of our scores and helps you better protect your business against fraud attempts.
The 7 reasons to integrate Open Banking with Continuous Access into your customer journeys with Meelo
Open banking, made possible by the PSD2 directive, opens up new perspectives for businesses, in particular thanks to the notion of continuous access. From now on, financing, credit, BNPL (Buy Now Pay Later) companies as well as rental companies can maintain regular access to a customer's banking data over a period of 180 days, as provided for by the PSD2 directive of 2022. Although this extension to 180 days was included in the directive from 2022, its effective implementation, initially limited to 90 days, was only adopted by banks from spring/summer 2024. Meelo, anticipating this evolution, has positioned itself as a key player in the field, offering complete consent management, unrivaled categorization of transactions and an efficient solvency score to optimize customer journeys and prevent risks .
In this article, we'll explore the main reasons why integrating open banking continuous access into your customer journeys is a winning strategy, also discussing the unique benefits that Meelo can bring to this solution.
