Anti-fraud
news and resources
Fraud 2025: AI at the service of criminals
Artificial intelligence is transforming the landscape of financial fraud. By 2025, criminals will be using AI tools to generate voice deepfakes, create ultra-realistic phishing emails, and bypass traditional detection systems. The estimated cost of AI-driven fraud will reach $40 billion globally.
VOP: The new obligation that changes everything
October 9, 2025: Verification of Payee (VOP) became mandatory throughout the Eurozone¹. This regulation now requires verification that the beneficiary's name matches the IBAN before each SEPA transfer. In practice? Your bank automatically queries the beneficiary's bank to ensure the money
Buy Now, Pay… Never? The Hidden Cost of BNPL
Buy Now Pay Later (BNPL) is experiencing explosive growth in France: between €11 and €18 billion in 2025, with projections of between €16 and €38 billion in 2030¹. Alma, Oney, Klarna… The number of players is multiplying. But with growth comes a problem: fraud is exploding.
IBAN verification: a necessity in the face of the rise in banking fraud
An increasingly demanding regulatory framework. The rise of European regulations is a key factor in this development. The PSD2 directive requires financial institutions to strengthen identity and authentication controls, particularly when setting up new beneficiaries. IBAN verification is now integrated.
Mobile ID: Optimize identity verification with our new component
At Meelo, we pride ourselves on constantly innovating to offer you ever more powerful solutions. To meet the growing need for security and fluidity in user identification, we are pleased to introduce Mobile ID, a key component integrated into our Identity Trust Score for Individuals.
Mobile ID allows you to verify identity information more efficiently by relying on data provided by telephone operators. This new identity verification solution optimizes the accuracy of our scores and helps you better protect your business against fraud attempts.
FIDA: supervising the open finance with confidence
The FIDA (Financial Data Access) regulation is a continuation of the DSP2 directive, by expanding the opening of financial data to new sectors. Where DSP2 mainly focused on banking data, FIDA aims to go further: insurance, savings, credit, investment ... so many areas concerned by this new European regulation.