Fraud reached a critical level in Europe by 2025. In France, losses amounted to €7.6 billion over 12 months, and 54% of adults were victims of scams¹. In the UK, losses related to bank fraud exceeded £1.2 billion in 2024. This is no longer a marginal phenomenon, but a
October 9, 2025: Verification of Payee (VOP) became mandatory throughout the Eurozone¹. This regulation now requires verification that the beneficiary's name matches the IBAN before each SEPA transfer. In practice? Your bank automatically queries the beneficiary's bank to ensure the money
Buy Now Pay Later (BNPL) is experiencing explosive growth in France: between €11 and €18 billion in 2025, with projections of between €16 and €38 billion in 2030¹. Alma, Oney, Klarna… The number of players is multiplying. But with growth comes a problem: fraud is exploding.