Who are we ?
We are a French Fintech with the mission of creating
a fairer financing universe.
We are specialized in the fight against fraud and the risk of non-payment.
Our SAAS solution combines AI, open data and open banking to streamline, secure and automate customer onboarding.
Our mission
Meelo puts its expertise at the service of the reliability of your underwriting process and grant decision. We rule out high financial risk profiles to allow you to focus on the most profitable clients.
Our solutions are based on innovative technologies.
They make the purchasing process accessible to as many people as possible thanks to a detailed and objective analysis of the behavior of your targets.
By guaranteeing the financial performance of your company, Meelo at the same time defends safe and responsible financing.
Meelo means more numbers and fewer losses thanks to:
Fraud risk divided by 10
A risk management cost divided by 4
Optimized transformation thanks to a more inclusive journey
A fairer and more secure customer journey
fraud
support
Our mission
“Building a fairer financing universe for all”:
This is what drives us and makes us happy every day.
As pioneers of simple, fair and sustainable solutions,
we make new consumption patterns accessible
to as many people as possible and secure the customer journey
to protect businesses and people.
Our engagements
Our values
Excellence
The search for excellence is fundamental at Meelo. As we want to offer you the best possible solution and service , we are demanding with ourselves and with our partners. We pay attention to the smallest details and track down the slightest avenue for optimization and improvement.
The responsibility
We encourage the and collective responsibility of employees, but also that of our customers and partners. We firmly believe in the merits of making our entire ecosystem accountable as a lever for trust, transparency and progress.
The simplicity
We believe that simplicity is the key to making our processes agile and our solutions clear. Forcing ourselves to keep it simple improves our efficiency and adaptability, while providing a positive and accessible experience for our customers.
Territorial anchoring
Meelo was founded in Lille in Hauts-de-France. This very dynamic economic area with a strong retail culture is an exciting playground. We are committed to bringing this ecosystem and sharing our passion for responsible finance .
Our management team
Co-founder/CEOlkocinski@getmeelo.com
Co-founder/Risk Expertisemhadiri@getmeelo.com
Chief Commercial Officermpruvost@getmeelo.com
07 63 48 24 04
Customerspdejean@getmeelo.com
Chief Operating Officerbkasprzak@getmeelo.com
Marketing & CSRaccaurier@getmeelo.com
Infra & Securityygourlain@getmeelo.com
Our corporate culture
Demanding and ambitious, we encourage the collective to achieve our objectives. We appreciate are engaged , curious , creative and open to others . We rely on each member of our team to meet the challenges of a constantly evolving market.
Do you recognize yourself in this description?
Our history
2009-2016
2017
This year marks the reunion between Laurent Kocinski and Mohamed Hadiri,
one of the best French risk experts.
Driven by the same desire to offer a simple and secure customer experience, our finance enthusiasts decided to work together.
2019
Meelo finally reconciles fraud and business by offering the most complete SAAS offer on the market. Our IT solution is disruptive and innovative and covers individuals and businesses.
2020
The planets are aligning, the market is booming! Meelo wins very good customer references and continues its ascent.
2022
This is the year of exceptional fundraising. 3 million euros intended to accelerate our development in France and abroad. The team is growing. The solution is evolving to best support our customers and anticipate their needs.
2023
Our commitment to the B Corp certification process mobilizes employees and encourages us to work even better together. Our first international clients are signed.
2024
In January 2024, we obtained B Corp Certification, a global recognition that values our strong commitments and concrete actions in terms of positive impact and a commitment to always go further with the new B Corp standards.
Our labels and certifications
Finance innovation
The Finance Innovation global competitiveness cluster supports innovative and efficient financial solutions serving the economy and society.
France Fintech
The France Fintech association brings together French fintechs and its mission is to promote excellence in the sector in France and abroad.
French Tech Lille
La French Tech Lille is a unique ecosystem that brings together local digital innovation start-ups with the aim of fostering their growth and visibility with investors.
Scale Up Excellence
Meelo is the 2023 laureate of the Scale Up Excellence program of French Tech.
French iOT, Impact x Technology
The French IoT, Impact x Technology program of the La Poste group supports impactful digital start-ups with the aim of accelerating their development.
R-Cube
R Cube is a non-profit association under the 1901 law which brings together associations, companies and the self-employed committed to the reduction of waste and waste.
Finance innovation
France Fintech
French Tech Lille
Scale Up Excellence
Community of Mission Business
B CORP Certification
B CORP certification distinguishes companies that combine economic performance and positive impact on society and the environment.
Meelo has been certified B Corp since January 2024 , recognition of his commitment to an inclusive, responsible and transparent business model, at the service of its customers, partners, employees and the general interest.