Risk: A complete and modular solution to prevent non-payment
The economic crisis is weakening the financial situation of households and the financial health of businesses more than ever.
Faced with the surge in payment incidents, protect your business with a risk detection solution.
By using Open Banking data, Meelo offers you the opportunity to create tailor-made risk management solutions adapted to your company's needs.
For example, you could have a complete portal or create a personalized risk identification scoring system.
fraud
Document falsification
A complete solution to prevent non-payment
Identifying profiles at risk of non-payment must be done upstream to limit these risks.
Provided that profiles with the best financial behavior are not excluded. Because while the standard is based on theoretical financial data such as payslips, employment contracts, and bank accounts, some profiles may still be excluded despite very virtuous financial behavior.
This is where our enterprise risk management solution comes in, leveraging artificial intelligence and behavioral scoring to connect you with more granular data. This analysis will ultimately help you increase your conversion rates, allowing you to move forward with confidence with your customers.
Questions
La fraude est juridiquement définie comme une tromperie ou une soustraction à la législation dans le but d’obtenir un avantage ou un consentement qui n’aurait pas été obtenu si les règles de loi avaient été respectées.
There are many types of fraud that companies fall victim to.
- Fraude à l’identité :
Identity theft involves obtaining another person's identity, namely personal information, with the intention of using it to commit fraud.
- Credit card fraud:
Credit card fraud involves using a credit card's details without the cardholder's authorization for purchases or withdrawals.
It takes place in these cases:
- The card details were used to make a purchase or withdrawal
- The cardholder is not responsible for the debited amount
Fraud can be detected in different situations: the card may be in your possession, may have been stolen or lost.
- Fraude documentaire :
This is a type of fraud that refers to the falsification of documents.
Plusieurs pratiques :
Counterfeiting : Document counterfeiting consists of reproducing an identity document.
– Falsification : This involves altering one or more elements of an original document. Falsification can affect its validity date, identifying information, or even the photograph.
La fraude est un enjeu majeur pour les entreprises. L’essor des images dématérialisées ainsi que l’accès aux logiciels de retouche a un énorme impact sur sa croissance.
La fraude porte majoritairement sur la falsification des documents ou la fraude à l’identité (on parle d’usurpation d’identité). Faux et usage de faux documents (pièces d’identité, fiches de paie, avis d’imposition…). Ce faisant, elle touche tous types d’organismes : retailers, sites e-commerce, banques et assurances, organismes publics…
L’intelligence artificielle, l’essor de la blockchain ont ouvert de belles opportunités pour lutter contre la fraude.
Meelo offers you solutions for authenticating documents.
Les justificatifs de type fiche de salaire, factures… sont ancrés dans la blockchain qui forme une bibliothèque d’empreintes numériques. Ces éléments sont consultables en temps réel. Grâce à ces avancées technologiques, vous pouvez certifier de l’authenticité d’un justificatif en quelques secondes.
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