Anti-fraud
news and resources
Anti-fraud solution for energy companies
Energy suppliers operate in a regulated environment which forces them to provide energy supply to all households, including those in energy precariousness. This legal framework, although necessary, limits their capacities to manage the risks linked to unpaid. Aggraged by the periods of winter break which prevents any breach of contract between November 1 and March 31, this situation makes the proactive identification of customers at risk. The Meelo energy score is the perfect response to the challenges of energy. By optimizing financial risks, it helps to strengthen their economic stability while promoting a preventive and fair approach to consumers.
Our client, consultant specializing in the energy sector, agreed to return to the successful implementation of the Meelo solution in one of the major energy players in France.
Catboost, Meelo's secret boot
Innovation has always been at the heart of the Meelo reactor. Our teams constantly postpone the limits of artificial intelligence and machine learning to offer ever more reliable and efficient fraud solutions. The integration of the catboost into our algorithms arsenal is perfect proof. This boosting model, among the most advanced on the market, allows us to provide fraud of unrivaled precision. Discover exclusively all the advantages of our secret boot.
Open banking uses
Open Banking, a constantly evolving concept, has profoundly changed the financial landscape in Europe. This movement was catalyzed by progressive regulations aimed at opening the doors of financial data to third parties, and it has brought significant advantages to many economic sectors. In this article, we will explore the ins and outs of Open Banking, its implications for the precision of solvency scores, as well as its practical applications in various fields.
B Corp as a lever for a sustainable societal impact
At Meelo, we have chosen to integrate strong values of social responsibility at the heart of our economic model. By becoming a company labeled B Corp, we affirm our commitment to combining economic performance and positive impact on the company.
In this article, inspired by the Podcast Tocaté#9, discover how B Corp is a real engine to structure our societal commitment, strengthen financial inclusion and prevent impregnation.
The 7 reasons to integrate Open Banking with Continuous Access into your customer journeys with Meelo
Open banking, made possible by the PSD2 directive, opens up new perspectives for businesses, in particular thanks to the notion of continuous access. From now on, financing, credit, BNPL (Buy Now Pay Later) companies as well as rental companies can maintain regular access to a customer's banking data over a period of 180 days, as provided for by the PSD2 directive of 2022. Although this extension to 180 days was included in the directive from 2022, its effective implementation, initially limited to 90 days, was only adopted by banks from spring/summer 2024. Meelo, anticipating this evolution, has positioned itself as a key player in the field, offering complete consent management, unrivaled categorization of transactions and an efficient solvency score to optimize customer journeys and prevent risks .
In this article, we'll explore the main reasons why integrating open banking continuous access into your customer journeys is a winning strategy, also discussing the unique benefits that Meelo can bring to this solution.
KYC: Professional solution
In the business world, B2B fraud is an insidious scourge that threatens the financial stability and reputation of companies. From shell fraud to identity fraud, the challenges are numerous and complex. However, a rapid and effective response is necessary to ensure the sustainability of commercial activities. That's where Meelo comes in. With its innovative B2B fraud solution, Meelo offers a comprehensive, proactive approach to securing transactions and protecting businesses from financial risks. Let's discover together how Meelo can transform the way your business manages B2B fraud and ensures its growth.
Capitole x Meelo: co-building responsible anti-fraud solutions
Capitole Finance-Tofinso specializes in rental financing for professionals and individuals. With recognized expertise in Furniture Leasing, Auto Leasing and Boat LOA, Capitole offers its customers tailor-made products that meet all their financing needs. Born from a desire to co-build sustainable solutions to combat fraud, the collaboration between Capitole and Meelo uses AI technologies while relying on Capitole's expertise in risk management.