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SECURITY

Fraud 2025: AI at the service of criminals

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Artificial intelligence is transforming the landscape of financial fraud. By 2025, criminals will be using AI tools to generate voice deepfakes , create ultra-realistic phishing emails , and bypass traditional detection systems. The estimated cost of AI-driven fraud will reach $40 billion globally.¹

New AI fraud techniques

1
Voice and video deepfakes
Criminals are using AI to clone the voices of executives and validate fraudulent wire transfers. In 2024, a British company lost $25 million following a deepfake video of its CFO.²
2
AI-generated phishing
ChatGPT and other LLM tools allow you to create personalized, error-free phishing emails in any language. Success rates have increased by 135% since 2023³.
3
Bypassing detection systems
Fraudsters are using AI to analyze detection patterns and adapt their attacks in real time, making traditional systems obsolete.

The sectors most affected

Financial services

70% of deepfake fraud attempts target banks⁴

Large companies

Fake wire transfer orders via deepfakes of executives

Individuals

Romance scams and highly targeted phishing

3 closer looks at the evolution of AI fraud:

January 2024: First large-scale deepfake video fraud (Hong Kong, $25M)

June 2024: ChatGPT detected in 60% of phishing campaigns⁵

November 2024: Emergence of "FraudGPT", an AI specialized for criminals⁶

AI in the service of defense

Faced with these threats, the response must also involve AI. Real-time behavioral analysis, advanced machine learning, and the detection of abnormal patterns are becoming essential.

How Meelo fights AI fraud?

Deepfake detection
Analysis of micro-behavioral inconsistencies in transactions
Adaptive Machine Learning
Models that learn and adapt to new techniques in real time
Analysis of abnormal patterns
Detection of anomalies invisible to the human eye in transactional behavior

Meelo detects forged documents and synthetic identities

Meelo analyzes over 400 data sources in real time to detect fraudulent schemes. Risk score in less than 5 seconds.
Contact us →

or by telephone: 03 20 83 12 56

Sources

¹ Juniper Research, “The Future of AI in Fraud Detection,” Jan. 2025
² Financial Times, Feb. 2024
³ Darktrace, Threat Report 2024
⁴ Sumsub, “Identity Fraud Report,” Sep. 2024
⁵ OpenAI Security Research, June 2024 ⁶ Cybersecurity Ventures, Nov. 2024
⁷ McKinsey, “AI in Financial Crime,” Oct. 2024
⁸ Gartner, “Future of Fraud Detection,” Aug. 2024
⁹ World Economic Forum, “Global Cybercrime Report”, Dec. 2024